How to Find Legit Claims Adjuster License Courses: Your Complete Guide

Insurance Schools, Inc. pioneered online claims adjuster license education in the late 1990s as the first established brick-and-mortar school to offer claims adjuster license courses on the internet. While several reputable schools followed our lead, the market remained relatively stable for about a decade. Today, countless websites sell insurance prelicensing and exam prep courses for claims adjuster licenses, but many lack legitimacy. This comprehensive guide will help you determine if a claims adjuster license course meets your specific needs, offers fair pricing, carries proper state approval, and genuinely aims to help you pass your claims adjuster license exam on the first attempt.

INDICATORS OF A LEGITIMATE SCHOOL & COURSE FOR YOUR CLAIMS ADJUSTER LICENSE

1. State Approval Documentation

Any legitimate company offering claims adjuster license courses will prominently display their state-approved provider number from the relevant insurance departments on all prelicensing courses. Even when considering exam prep courses that don't require formal approval, you can verify legitimacy by checking for state approval numbers on their other prelicensing offerings.

 

2. Sample Materials Availability

Reputable providers of claims adjuster license prelicensing or exam prep courses typically offer sample course materials for review before purchase. This preview allows you to:

 

  • Confirm your device compatibility with the claims adjuster license course
  • Evaluate if the format effectively engages you while delivering accurate information
  • Verify references to the state exam testing provider (typically PSIexams.com, Prometric.com, or PearsonVUE.com)
  • Confirm the course was developed using the specific "exam content outline" provided by your state's exam vendor
  • Ensure every topic required for your claims adjuster license exam is thoroughly covered

3. Current Content Updates

Look for clear information about when the claims adjuster license course was last updated to reflect the latest state exam changes. State legislatures continually revise insurance laws, with some states like Florida making almost constant updates. Quality claims adjuster license courses emphasize coverage of the LATEST legislative changes specific to your state.

 

4. Accessible Support Options

A legitimate claims adjuster license course provider will prominently display comprehensive company information and multiple contact methods for both technical and curriculum support. The best claims adjuster licensing schools offer support:

 

  • During regular business hours
  • After hours
  • On weekends
  • During holidays

INDICATORS OF A "NOT-SO-LEGIT" SCHOOL & COURSE FOR YOUR CLAIMS ADJUSTER LICENSE

1. False Information in Course Descriptions

Be wary of claims adjuster license course descriptions that include any of these inaccurate statements:

 

  • "A college degree isn't required but helps when entering the insurance industry." While technically true, this statement is misleading as it suggests educational requirements beyond what's actually needed for a claims adjuster license.

  • "A license is not required." This is false. Anyone working as a claims adjuster in any state must hold a proper claims adjuster license unless they're being directly supervised by a licensed adjuster who assumes responsibility for their work.

  • "You cannot obtain a claims adjuster license with a felony conviction." This isn't universally true. If the felony didn't involve a breach of trust related to insurance fiduciary responsibilities, you may still qualify for a claims adjuster license through a 1033/1034 exemption. Always discuss your specific situation with your target state's insurance department.

2. Generic "National" Content Focus

Be skeptical of claims adjuster license courses that emphasize covering the "national portion" of the state exam. This terminology is misleading—there is no standardized "national portion" of claims adjuster license exams. What these providers typically mean is they cover generic information that may or may not apply to your specific state's claims adjuster license exam.


Every state's claims adjuster license exam includes substantial questions on state-specific laws and regulations. Without proper coverage of these state-specific statutes—or worse, if the course presents outdated state insurance statutes—you're likely to fail your claims adjuster license exam regardless of how well you understand the general concepts.

 

3. "Loss Leader" Course Strategy

Exercise caution if a school uses their claims adjuster license prelicensing or exam prep courses as "loss leaders" designed primarily to sell you higher-priced products like claims estimating software training or to recruit you for their catastrophe adjuster rosters. This practice may indicate:

 

  • The claims adjuster license course may not be current or is generic
  • The company isn't invested in keeping their claims adjuster license courses updated
  • The provider may lack qualified instructors or curriculum writers to answer your questions
  • The business may be run by practicing adjusters using generic materials to generate supplemental income rather than educational specialists

4. Questionable Pricing Models

Be cautious of claims adjuster license courses with extreme pricing in either direction. Typical claims adjuster license courses range from $180 to $380, depending on:

 

  • Topics covered
  • Whether the course requires certification
  • If completion must be reported to the state

Prelicensing claims adjuster license courses requiring final exams and completion certificates generally cost more than exam prep courses due to regulatory compliance expenses and certification costs. Examples of questionable pricing include:


  • Courses priced over $1,000 like some Illinois Public adjuster courses offered at $1,500+, while our comparable course is $289.95
  • Courses priced under $189 typically lack complete information required to pass state-specific claims adjuster license exams

Remember that maintaining current claims adjuster license courses requires significant investment in legal researchers and writers. Suspiciously low-priced courses usually indicate generic content that doesn't cover the most recent state-specific claims adjuster laws and regulations essential for passing your exam.

5. No Defined Timeframe to Complete the Course or Specified Number of Practice Exams

Courses advertised with "lifetime access" or a statement such as "take as long as you need to finish" are courses that are rarely finished by students, infrequently updated, and hardly ever lead to a passing score on the state exam. Courses that include a deadline to complete them motivate learners by creating a sense of urgency and focus. It also helps students prioritize tasks and manage their time study time to lead to a successful outcome.

Courses providing "unlimited practice exams" is the #1 reason students fail their claim adjuster state licensing exams. When unlimited practice exams are provided, students memorize questions and answer choices whether intentionally or inadvertently and a false sense of knowing the course information is perpetuated. After taking a certain number of practice exams, students are no longer learning anything, they are simply selecting memorized answers. Then, when the questions covered on the state exam are worded differently and may word their answer choices differently, they have no idea what answer to choose. 

Review the Claims Adjuster License courses offered by Insurance Schools, Inc. by CLICKING HERE.


CONCLUSION: CHOOSING THE RIGHT CLAIMS ADJUSTER LICENSE COURSE

When selecting a claims adjuster license course, prioritize:


  • State-specific content tailored to your target license
  • Recent updates reflecting current insurance laws
  • Transparent pricing appropriate to course offerings
  • Accessible support from qualified educational specialists
  • Verifiable state approvals and credentials

Your claims adjuster license is the foundation of your insurance career. Investing in a legitimate, comprehensive claims adjuster license course dramatically increases your chances of passing your exam on the first attempt, saving you time, money, and frustration as you begin your professional journey as a licensed claims adjuster.

 

Please Wait... processing